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Car Rentals: Why You NEED Liability Insurance (Even w/ Card Perks)

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page. Many credit cards offer some type of coverage when you rent a car. Some premium credit cards offer primary car rental coverage , but always check that your rental will be covered, as some types of vehicles, rental locations and rental lengths may be excluded. No American Express credit cards offer primary car rental coverage, although most offer secondary coverage. But all American Express credit cards offer an optional Premium Car Rental Protection policy that can be added to rentals made using the card for a small fee.

Welcome to American Express United Kingdom, provider of Credit Cards, Charge Cards, Travel & Insurance products. Apply for a Card or login to your Account. Please refer to your Terms and Conditions for details of the insurance cover provided with your addition, American Express provide standalone Gadget. Your Amex rental car insurance may let you avoid extra costs and save big! What credit card rental car coverage do you have?.

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Advertiser Disclosure. Share this: I have claimed twice on this, both in the UK. No bother at all. Paid the rental company, claimed it all back from Amex, Amex paid promptly. Visit Raffles's homepage!

Find More Posts by Raffles. May 21, 17, 3: Originally Posted by Raffles. Jun 20, 17, 5: Just want to update on how to claim the rental car damage. This was with Hertz in Australia. When we returned the car hubby told the service agent about the damage he caused to the bonnet of the car.

Based on the info provided by mia and Raffles, we have filed a claim with Amex - the insurance company processing the claim was AXA.

The claim has now been processed and AXA said we would get a refund between 5 to 10 working days not up yet, so no money has been refunded to our Amex card but we will monitor.

That was the good part, the bad part was that Hertz decided to tag onto the charges an additional hour of rental - claimed that hubby did not return the car before the expired time which was not true. While the amount for one additional hour was not significant, we have been annoyed that Hertz would do this probably hoping we would not notice.

We have sent emails to Hertz about this, but no joy so far. Does anyone have a suggestion on how best to handle this? It is not the money, but it is a matter of principle. I know the problem of over-charging customers by car rental companies has been fairly common, whether an hour or a day extra, higher amounts charged to booked rates, fuel scams, damages not caused, etc.

Why is the culture in the car rental companies so bad? Low pay? Jun 25, 17, Complain to both Amex and the rentacar company. I had something similar-ish though much smaller issue cleaning charge for vacuuming the interior, after a 2 week rental and sent the complaint letter to both: Car company dithered, but Amex reversed the charges and said "rentacar can come back if they can justify it". That looks to have gotten it to a different level in the rentacar customer service centre, and an apologetic letter arrived some time long after.

For more details of policies for those not living in the UK please visit Car Hire The American Express Platinum Chargecard also used to offer Collision Damage . All American Express credit cards offer an optional premium car rental protection policy that can provide primary coverage on most rentals of American Express Insurance. AMEX provides wide range of insurance policies with excellent cover and value. Get American Express insurance quotes online.

Belated happy ending. Find More Posts by sky-rat. Jun 26, 17, 1: Originally Posted by sky-rat. Jun 26, 17, 2: Should I buy an annual Car Hire Excess Insurance policy or single trip policy for my upcoming hire car? What if I need a policy to cover two groups? Does deductibles mean the same as excess?

Can I use excess insurance to cover peer-to-peer hire? Can I get excess insurance for a pickup truck? Can I cover two or more lead drivers on one policy?

Car hire insurance

Do I have to pay an excess if I buy a car hire excess insurance? What are the restrictions on the Annual Excess Policies?

What is Excess Waiver Insurance? How do I make a Claim on my Excess Insurance?

American express car insurance uk

How are Excess Insurance Claims handled? What is an Excess on a Car Hire and what are my responsibilities for it? Is the price displayed a daily or total cost? Do I need to buy a second car hire excess insurance policy for an additional driver?

How do I know what the excess limit is for my hire car?

Car Rentals: Why You NEED Liability Insurance (Even w/ Card Perks)

Does Car Hire Excess mean I wouldn't have to pay for anything? Do I still have to provide my credit card for the excess on my hire car when purchasing a policy from you? Will a car hire accident claim affect my car no claims bonus?

When is the best time to get Car Hire Excess Insurance? How are Worldwide Policy Claims handled? Is independent car hire insurance suitable for fly-drive holidays? What does the term Collision Damage Waiver mean? What is Avis Insurance Cover like? What insurance policies are offered by Budget? What insurance policies are offered by Car Hire Brokers?

(Poland, Czech Republic, Germany, UK, Italy, Denmark, The Netherlands Info about using AMEX Platinum for car rental insurance. Insurances that are included through American Express – The Platinum Card has a car hire insurance which includes excess insurance. The American Express FINE HOTELS & RESORTS programme offers you an experience above and If you are renting a vehicle To learn more visit https:// html.

And are they a good deal? What is this? What insurance policies are offered by Dollar? What insurance policies are offered by Economy Car Rentals? What insurance policies are offered by Enterprise? What insurance policies are offered by Hertz?

Has anyone successfully made a claim using the car rental benefits of the AmEx Platinum card, for car rental damage in the UK? I have a claim.

National Car Hire - are their Super Cover collision damage waiver excess policies a good deal? What insurance policies are offered by Sixt? What insurance policies are offered by Thrifty? What insurance policies do Alamo offer? Am I too old to hire a car?


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