View Frequently Asked Questions. File a Claim or Check Claim Status. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policies. Coverage applies for the first 30 days of a vehicle rental and when rented from a Rental Company. Coverage is not available for ride-sharing companies that allow individuals to rent out their personal vehicle.
Amex usually takes about 45 days to review a claim. Check up on the claim's status online or over the phone at the same number provided above.
Car Rental Loss and Damage Insurance is a secondary insurance plan. This means it reimburses the Card Member only for losses/expenses not covered by. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX, Policy. If you wield a credit card from American Express, you already have rental car insurance coverage at your fingertips – at least, in most cases.
If your claim is approved, Amex will reimburse you on your credit card. While Amex's rental car coverage is available in most cases, not all rentals are eligible.
Coverage doesn't apply to vehicles rented in Australia, Italy or New Zealand. Amex provides only secondary coverage, meaning it pays only eligible benefits that aren't paid by your primary insurance carrier. Amex won't cover liability, damages to any other vehicles other than the one you rented or injuries to people in other vehicles.
Minor Outlying Islands, Amex's rental car insurance isn't available to you. It's also not available to ride-sharing companies that let people rent their personal vehicles.
The Platinum Card® from American Express comes with secondary car rental insurance. Here's everything you need to know about what it. Your Amex rental car insurance may let you avoid extra costs and save big! What credit card rental car coverage do you have?.
Amex's terms and conditions for rental car coverage vary slightly depending on which card you hold, so visit American Express' Car Rental Loss and Damage Insurance policies webpage to learn about your card's specific terms.
You can also call the number on the back of your credit card to get that information.
American Express Rental Car Insurance Coverage Explained
Brenna Swanston is a freelance writer, editor and journalist. She covers topics including environment, education, agriculture and travel.
She previously reported for the Sun newspaper in Santa Maria, Calif. Swanston is an avid traveler and loves jazz, yoga and craft beer.
Brought to you by OnlyInYourState. Car Rental Insurance Tips. References American Express: Resources American Express: Online Claim Submission American Express: Premium Car Rental Protection. About the Author Brenna Swanston is a freelance writer, editor and journalist.
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American Express Co. This product provides secondary coverage.
Buy or renew your motor, car, vehicle insurance policy online through Amex. Know about the policy benefits, eligibility criteria and more. Apply online now!. Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and. All American Express credit cards offer an optional premium car rental protection policy that can provide primary coverage on most rentals of
This means it pays eligible benefits not paid by any primary insurance that you have. This product provides collision damage to the rented vehicle but does not cover such things as damages to other vehicles or property.
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