Use our tool to find your best rates:. We compared coverage options and quotes of the five largest insurance providers in Arkansas to help you get started. We followed a similar methodology to our review of nationwide auto insurance providers , taking a deep dive into the offerings of the five largest insurance providers in Arkansas. Best, to determine whether each insurer would have enough financial resources to pay off expensive claims. We also looked at customer service ratings from industry leaders J. Since each provider has its own strengths and weaknesses, we recommend obtaining multiple quotes from different insurers before making your decision. State Farm currently holds
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Get the best car insurance in Arkansas when you compare rates from top companies. Save up to 40% on your auto insurance premium in.
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Shopping for cheap car insurance in Arkansas is quick, easy, and can save ( A.M. Best is an organization that grades insurance providers by. Affordable Insurance provides quality auto, home, business, health, and life insurance coverage to residents throughout northern Arkansas. we combine different quotes with top rated insurance companies for the most reasonable rates that. Insure your car with dependable Arkansas auto insurance from Nationwide. You' ll find affordable rates on the coverage you need. Apply online or call today.
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Any comments posted under NerdWallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise. NerdWallet rating: In terms of coverage and discount offerings, State Farm gives you what we consider the standard package: This is incredibly useful if you drive for Uber or Lyft, since your personal auto insurance policies will not cover your personal vehicle when used for commercial purposes.
Like State Farm, Progressive earned an honorable mention in our nationwide auto insurance review thanks to strong customer satisfaction scores and financial strength ratings. Progressive picked up a three out of five from J.
Power for both overall satisfaction and claims experiences, plus a Very Good for claims process and an Excellent for claims payment speed from Consumer Reports.
Progressive also offers pet injury coverage, which comes free if you add collision coverage to your package. And if you drive for Lyft or Uber, Progressive has you covered: Just look for for-hire livery insurance. You can save money by having a continuous insurance policy with no gaps in your history and by starting the quote process online. Like State Farm, Progressive offers an app that turns safe driving into discounts.
Best, and Consumer Reports gave it a Very Good for claims process and an Excellent for claims payment speed. However, Allstate falls slightly behind the competition in J.
Power ratings, earning only a two out of five for overall experience and a three out of five for claims experience. In addition to typical policy coverages, Allstate offers some uncommon coverage options, including coverage for classic cars, sound systems, and rideshare drivers. Standard discounts include those for new cars, anti-theft devices, anti-lock brakes, and good grades. Like State Farm and Progressive, Allstate also offers an app that tracks your driving.
If you complete Drivewise challenges, such as going three days without any hard braking, you can earn Allstate Rewards points that can be redeemed for savings on top brands, like Nike or the Gap. The Allstate Rewards program is available to everyone, not just Allstate policyholders.
Power or Consumer Reports. Its discounts, however, offer a plethora of options including:. Southern Farm Bureau also offers an explanation of how it calculates its insurance rates prior to any discounts. Younger drivers get higher rates, as do drivers in metropolitan areas.
Learn more about car insurance in Arkansas and compare free quotes today! enter your basic info one time to get quotes from several insurance companies. Arkansas is a state with a very low population, and statistics show that accidents are far fewer on the thousands of miles of open roads in Arkansas than in many. Arkansas's auto insurance rates are on the low side — on average $ per year , compared to the nationwide average of $
Drivers with good driving records typically enjoy lower car insurance costs than drivers with histories of speeding tickets, at-fault accidents, or DUI citations. In addition to earning a more affordable premium for staying incident-free, you may qualify for a safe-driving bonus through your car insurance company.
Our analysis looked at 18 auto insurance shows which companies in Arkansas had the. Want affordable car insurance in Arkansas? Get quotes from the best Arkansas car insurance companies at The Zebra and save more money. Find the best auto insurance in Arkansas: Compare car insurance companies for free to get the cheapest insurance quotes and coverage.
Young drivers those between the ages of 16 and 25 pay extraordinarily high auto insurance rates, with those aged paying the most expensive premiums of all. Because of the risk presented by inexperienced drivers, teens pay more than three times the national average for car insurance.
Conversely, a bad driving record will inflate your rates: These post-incident rate hikes roughly align with national averages. If you have a sparkling clean driving history, be sure to inquire about your insurer's safe driver discount. Every auto insurer boasts about its low prices. But just like with any product, the cheapest auto insurance isn't always the best choice. Be patient and look for a great value, rather than settling for the cheapest auto insurance you find.
Compare popular car insurance companies' financial strength and claims satisfaction levels to better understand the level of service you can expect. Claims satisfaction — assigned by J.
Power — is ranked on a scale of 2 to 5, with 5 being "among the best" and 2 being "the rest. Best and running from "Superior" to "Poor" — determines an insurer's financial stability and ability to meet its policy and contractual obligations. If you choose better coverage, you can purchase a policy with comprehensive and collision coverage, protecting against damages caused by car collisions, theft, or weather incidents.Cheap Arkansas Car insurance - Instantly Compare Best Rates
But better coverage comes at a cost: The coverage limits are determined by each individual state and normally split into three categories. These numbers reflect the minimum limits required in Arkansas but higher coverage amounts are available with most companies.
Compare Arkansas Car Insurance Rates Online
But if you own the vehicle, you only need to carry insurance that meets Arkansas' state minimum coverage levels. If you are not leasing or financing your vehicle, you can simply cover the vehicle at Arkansas' state minimum. If your vehicle is damaged in an at-fault accident, you would receive zero compensation. This depends on your specific insurance policy.
Some companies allow your current coverage to transfer to any newly acquired vehicles for two to four weeks. Call a customer service representative or agent at your current provider to verify. Car insurance companies calculate your rate based on many factors, location of the vehicle being an important one.
The cheapest car insurance is found in Springdale, Arkansas, and the most expensive in Little Rock, Arkansas. Repeated DUIs within these five years are cumulative, so multiple offenses will lead to harsher penalties and fines.
In other words, willfully driving in an unsafe and dangerous way means you are driving recklessly and will be subject to strict fines and penalties. Drivers are guilty of distracted driving in Arkansas if they are using a wireless device to write, send, or read text-based communications or to access, read, or post to social media.
Drivers under 18 years old are prohibited from using a cell phone in any mode, including hands-free, for any reason except an emergency. Arkansas drivers between 18 and 21 years old may use the hands-free mode of a cell phone, but are prohibited from using any handheld functions except in the case of an emergency.
Drivers 21 years old or older talk on a handheld or hands-free device except when driving through a school zone or highway work zone. In these locations, they may only use hands-free functionality. At The Zebra, we know better than most just what a pain buying car insurance can be. We also know that students suffer from higher-than-average policy rates.
Talk about a double-whammy. So, students, we want to see your favorite road trip destination s in your state— from your unique perspective. If it makes sense to hit the open road and be our virtual tour guide, that's great!
Arkansas car insurance companies
But there are no limits to what we're looking for: This is a chance for you to showcase any place you love in as an original way as possible. The length of the road trip to your feature destrination is inconsequential. So if you have an awesome spot in mind that's just two miles from home, we want to see it. Applicants must be currently enrolled at or planning to attend a four-year university, graduate program, community college, or trade school located in the continental United States.