If you are considering switching your insurance, ensure the new provider will accept your full no claim discount. Car alarm Vehicles with immobilizers and alarms may avail of a discount compared with those without.
If your car does not have an alarm we would recommend getting one fitted by an approved garage. Garage, driveway or public street Some insurance providers may offer a discount on your premium if you park your vehicle in a secured garage rather than on a public street. Review the options to see how much you can save.
Type and model of car If you are in the market for a new or used car we would suggest shopping around for a quote before purchasing. Please note; the insurance premium will be based on the size of the engine and price of the vehicle. Buy online Consider buying online as some insurance providers may offer discounts for web based sales.
Always read the terms and conditions carefully.Insurance Costs In Ireland Are Way Above The EU Average
Shopping around The best way to reduce your motor insurance premium is to shop around. Ensure you are comparing like with like and always read the terms and conditions carefully. We hope you found our car insurance tips useful and informative.
Irish car insurance comparison website. husband or wife has a car insured in his or her own name or uses a company car. If you are considering switching your insurance, ensure the new provider will accept your full no claim discount. Car.
How soon will I be insured to drive? Provided the insurance proposal has been approved and payment has been made, cover can be put in place immediately.
When will the insurer send out my insurance Disc and Cert? The insurance company will send out the policy schedule, insurance disc and cert within 7 working days of purchase.
The insurer will require a signed proposal and confirmation of your no claims discount. Insurers will generally offer a replacement car while your vehicle is being repaired, however this will depend on the insurance company. Always read the terms and conditions carefully to ensure you understand the criteria. What is car insurance excess? In the event you need to make a claim, you will have to pay an excess amount towards the cost.
What is a no claim discount? For every year that you do not submit a claim you will get a discount, generally up to 5 years. Is there cover that will protect the no claims discount? Yes this cover is available, the benefit can be added to your policy for an extra premium.
Chill Insurance can compare insurers to help you find the right policy for your new car. Get your online car insurance quote with First Ireland. Compare motor insurance quotes from Irelands top insurers and find the best deal for you. list includes Irish and International Companies, large and small, including many services firms . We compare car insurance policies at Ireland's leading insurers to find you the we compare quotes from a number of leading insurance companies that offer a the wheel - especially if you're a new driver becoming familiar with the roads.
What is breakdown assistance? This cover is generally available when your car breaks down or will not start. You will need to contact the insurance company, they will send out a mechanic to take a look at your vehicle. If the mechanic is unable to repair your car they will tow it to the nearest garage and help you to complete your journey.
Always read the terms and conditions carefully, as criteria may vary from insurer to insurer. Are lost keys covered? This will depend on the type of policy you have.
If your keys were stolen from your house by burglars most insurance companies will contribute towards the cost of replacing the locks on your car.
This will depend on the level and type of cover you have in place.
What type of claims are excluded? Wear and tear, routine mechanical faults, loss in value, tyre damage or punctures, parking fines, parking clamps and Garda fines are not covered. What is windscreen cover? Windscreen cover is generally included automatically under Comprehensive policies and can usually be added for an additional premium to Third Party Fire and Theft policies.
This benefit will cover windscreen damage.
DISCOVER THE BENEFITS OF AIG CAR INSURANCE
Can I add someone to my policy? Yes, but conditions and limits may apply. Phone the car insurance provider directly to find out what details are required. What do I do if I am involved in an accident?
You will have to report the incident to the Gardai immediately. Take a note of the other vehicles registration number. Remember to exchange names, addresses, insurance policy number, driving licence details and the names of any witnesses to the accident.
If you have a smart phone or camera take pictures for your own records should the insurance company or Gardai require them.
Notify the insurance company as soon as possible and disclose all details of the accident. It is advised that you do not enter into talks or return correspondence until first talking to your insurance company.
What do I need to do if my car is stolen? You need to contact both the insurance company and the Gardai as soon as possible with full details.
If my keys are in the ignition and my car is stolen am I covered? No, if the keys were left unsecured or unattended there will be no cover available.
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What should I do if somebody wishes to claim from me? Find out what you need to know here.
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