Arizona teens driving on their graduated instruction permits with a licensed adult supervising them do not need to have their own auto insurance policies. Once they start driving on their own, however, teens need auto insurance, so you will want to explore options to keep these costs reasonable. Most families add teens to their existing auto insurance policy. You could also use this as a time to comparison shop to find the best insurance option for the whole family and your vehicles. Here are a few strategies to help you reduce auto insurance costs both now and once you add your teen driver. Skip to content. Insurance Arizona teens driving on their graduated instruction permits with a licensed adult supervising them do not need to have their own auto insurance policies.
An in-depth guide to Arizona auto insurance, driving laws, and free car insurance quotes. Arizona requires all of its drivers to maintain minimum insurance requirements if they operate a vehicle within the state. Once you have insurance, your company . An in-depth look at minimum car insurance coverage for Arizona vehicles, and other Arizona auto insurance rules.
Insurance companies are allowed to charge premiums and award discounts based on a number of factors that can include:. Laws regarding driving and car insurance can change frequently.
It is your responsibility to stay current about the legal requirements in Arizona. The following laws have recently been enacted in Arizona and may affect your insurance coverage decisions.
Arizona driver insurance laws
Call Now: The zip code you entered is invalid: Please enter a valid 5 digit US zip code. There are two instances when you will be asked to show proof of insurance: Keep your insurance ID card on hand, either as a physical copy or an electronic image for example, on your phonein case a law enforcement officer asks for it.
Arizona teens driving on their graduated instruction permits with a licensed adult All Arizona drivers are required to have auto insurance at the minimum levels. Arizona auto insurance requires a minimum car insurance: $ bodily injury per person per accident. $ bodily injury for all persons per accident. Auto insurance through GEICO could save Arizona drivers up to 15%. Having the required AZ car insurance coverage is very important, just like any other.
A policy that meets the Arizona's mandatory insurance requirements includes two liability insurance coverages: Bodily Injury and Property Damage. You cannot purchase, nor can a licensed insurer offer you, limits lower than the following:.
Bodily Injury BI: BI also covers legal fees in the event that the other party sues you, but the insurer will only pay up to the stated limit amount.
Will my out-of-state insurance be acceptable for Arizona? No. All vehicles I was in an accident and the other driver did not have insurance. Can you provide. Here is Arizona's minimum liability requirement for auto insurance: $ of bodily injury per person, $ of bodily injury per accident, and $ of. To file a complaint, go to oldseaportinn.com ("limit") that the insurance company will pay, and you may be required to pay for.
You may want to consider higher limits; availability and range vary by insurer. Property Damage PD: Higher limits are available, which varies by insurer.Three driving rules you could be breaking in Arizona without knowing
While liability insurance covers what you would owe to a driver you impacted, there are other aspects of any accident that may still leave you financially exposed. Most agents and government officials will tell you that matching the mandatory insurance limits in Arizona is not enough to protect you.
Skip to content. Insurance Arizona teens driving on their graduated instruction permits with a licensed adult supervising them do not need to have their own auto insurance policies.
AZ has specific automobile insurance laws which include rules to follow and regulations for providers and drivers. Read on to learn more.
Raise deductibles to lower premiums. Ask your auto insurance representative how much you could save by increasing your deductible. Investigate discounts.