By | 16.11.2018
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Insurance deck railing such thing free

DIY DECK - Part 6

Hi everyone, I am so happy and thankful to have found this board. We break ground in 2 weeks after 2 years of planning, and of course I still have a million questions. We will have a big, wrap-around front porch and I would love to not have a railing. What do you think, will our insurance company deny us coverage without one? The porch is not that high -- maybe 2 feet. We do not have a railing on our wrap around deck. We had to satisfy local bylaws re the height of the deck from the ground.

Our insurance company wanted one railing for our steps from our lakeside deck. We decided two rails would be twice as good. All parts arrived on time and the 7' Grab Rails were the perfect length.

Installation was quick and easy. We aligned the two rails to match and our project was complete.

The rails look great we are extremely pleased! Ken installed this railing for his neighbor's back deck steps. His neighbor recently took an unfortunate fall and Ken wanted to make it easier for him to get up the steps.

Ken appreciated the ease of installation and reasonable cost of the railing. This railing is also another custom solution that utilizes a few of our ADA fittings to make the railing smooth and easier to grab. When Bruce and Claudette built this deck for their 3-Story house in Western Montana, they originally used 4x4s and 2x4s for the posts and railing.

However, the wood quickly deteriorated and became an unsightly piece. In addition, the railing inhibited the view of the nearby mountains. So they decided to take to the internet to find a pipe railing solution.

That's when they found Simplified Building. The couple appreciated the durability and look of our railing systems. They were also happy that the railing was maintenance-free.

We wanted something sturdy yet unobtrusive but could not find anything that fit the bill at our local building center. When we found Simplified Building Concepts and Kee Lite components on the Internet, we knew that the aluminum would be maintenance-free, last a lifetime and be very strong.

And no longer would our deck railing be ugly and detract from our view! The Kee Lite fittings were a breeze to install and, in the near future when we cover the weathered wood decking with powder-coated aluminum decking, the railing will be easy to disassemble and then reassemble when we're done.

Charlie and Barbara built this railing for the back deck to their home. The deck is enclosed by the house on three sides. So they needed a railing for the exposed side and the two steps.

Insurance comes by and says they need a railing, which . Steps (3) from the deck have no rails since , with the deck built by a local. Feb 17, Added handrails to outdoor stairs to satisfy home insurance wrought iron handrail | Design Porch Step Railing, Exterior Stair Railing, Patio. Under most conditions, the insurance requirements for railings will be the same as the local building codes or OSHA (Occupational Safety and.

The resulting railing extends from the building horizontally along the deck and opens up at the staircase. Although they both love the new railing, they could have saved money by having Simplified Building powder coat the railing rather than a local business:.

I was so intent on the fittings that I forgot to order the vertical support pipes. After thinking about it for awhile, I convinced myself that I was saving money on shipping. I bought the pipe from the local Moses Lake Steel Supply. I was ignorant of powder coating costs so I was sticker shocked by the Simplified Building price. I know a nice lady locally who has her own powder coating business items up to 20' in length so I had her do the powder coating.

She and my wife decided on the shade of black thereby ensuring domestic tranquility. As it turned out, I paid her a little more than I would have paid your company, but I like to support local business. To sum up, I learned a lot which will help with my next project in the spring. This kit makes it possible to attach a railing to a base on both ends of the railing uprights.

A perfect fit for Claud's situation. This railing is a custom solution that provides support along the railing and edge of the deck. David sprayed the railing brown and appreciates the stability of the railing. I wanted a railing for my 's house that would compliment the feel while still offering stability and style. I primed the rails and then sprayed with a textured brown paint.

Super look with serious stability! Ruth built this creek viewing platform to help mitigate bank erosion for a Boy Scout Eagle project. She needed a railing for the platform and Kee Klamp fittings and pipe fit the bill.

metal handrails for porch steps | Industrial: Industrial railings, railings repair Metal handrails for homeowners insurance Metal Handrails, Deck, Outdoor Decor. Deck railings must meet building height codes and infill requirements to pass inspection. Learn about the building codes that regulate deck railings at Decks. com. We will have a big, wrap-around front porch and I would love to not have a railing . What do you think, will our insurance company deny us.

She was originally introduced to Kee Klamp by a local construction company but came to Simplified Building for additional components. Ruth appreciated the versatility and strength of using Kee Klamp for the railing and she's even considering using it for railing on their home deck. Like this project? Now building a simple handrail is even easier! Constructed with Kee Klamp fittings, Simple Rail handrails are durable and easy to install. It uses composite lumber posts for the uprights and fittings and pipe for the horizontal railing.

Eliot also mentions that Kee Klamp fittings do not react with the composite lumber and stain it as rusting steel or iron would. To attach the pipe railing to the composite lumber posts, the Flange fitting is used.

Insurance deck railing

Along the staircase, our ADA fittings are used to create a smooth railing. Here's what Eliot had to say about the project:. Michael in customer service was incredibly helpful and assisted me with getting exactly what I needed.

He is the primary reason I purchased the fitting from Simplified Building. Wood posts are used for the railing uprights while Kee Klamp fittings and piep are used to reate the horizontal railings. To attach the pipe railing to the wood posts, the Flange fitting is used. This railing was built by one of our own team members here at Simplified Building, Michael Braun.

Building code guidelines for deck guardrail height, stairs, and railing, as recommended by the most recent International Building Code (IBC). A deck with no or inadequate railings is an accident waiting to happen. To ensure safety, individual communities in the United States regulate. The deck railing code requirement in our area states that railings Insurance companies call the shots more often than many of us may like to.

Michael personally designed this composite deck as a fresh addition to his family's nicely landscaped backyard. This railing was built by Ellen from Mississippi. Here is what she had to say about her handrail:. I removed 3' wide steps across the front half of my deck and replaced it with 2 sets of 4' wide steps to go all the way across the front of the deck.

It made the deck look wider and I really like the look. I didn't want wood railings to impose themselves and cover the new steps.

FTF #54 How To Install Handrail Posts, Quick And Easy

I love the look of the metal railing and it is very secure for my year-old momma to hold onto going either up or down the steps. This raised porch was built by Michael in order to cover and expand a decaying year old concrete porch.

Here's what Michael had to say about the project:.

U.S. Building Codes for Deck Railing

For residential stairs, the building codes take precedence, while OSHA determines the requirements for businesses. Keep in mind, however, that your insurance company is within their rights to require railings above and beyond the typical legal requirements.

For insurance companies, the decision is about the risks involved. To reduce the risk of liability claims against a property, the insurance company may require railings for only one or two steps. For you, the railing equates to lower premiums because compliance with the request makes insuring the property less risky.

Installing a handrail can lower your premiums, even if it is not requested by your insurance company. Westfire Manufacturing, a company specializing in stair and handrail fabrication, states that stair and handrail requirements will vary by state, county and local ordinances.

Most of these ordinances attempt to conform to standards, such as requiring handrails for a rise of more than 30 inches.

Local laws can exceed the requirements at the state or federal level, but they cannot reduce state or federal regulations.

For example, Amherst, Massachusetts requires handrails to be a minimum of 36 inches high, which is standard for most residential and commercial installations, conforming to federal OSHA regulations. Washington state laws specify that at least one rail must be provided on stairs wider than 30 inches, preferably placed on the right-hand side of someone going down the stairs.


  1. Zulukazahn

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