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Earthquake Insurance: How Prepared Are You? - NBCLA

Give the companies what they want. That lopsided negotiation is typical in Washington, where companies almost always get the earthquake rates they ask for, an examination by The Seattle Times has found. And it helps explain why Washington home and business owners either pay more to protect themselves against earthquakes, or, like most, choose to go unprotected. Kreidler, whose office oversees the entire insurance industry in the state, said he lacks the staff and means to develop quake models, like California does. State Farm, which generates roughly a quarter of all earthquake business regulated by the state, declined interview requests. But state records show that just five companies account for more than half of all quake premiums collected by licensed insurers. The bill died in committee.

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Business Q&A with State Farm Insurance agent Kevin Hayward

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